Affordable Bali Living Costs: A Guide to Your Monthly Budget in 2024

Bali, the Island of the Gods, is a dream destination for many travelers, offering a unique blend of vibrant culture, stunning landscapes, and a relaxed lifestyle. While Bali offers good value for the quality of life it provides, it’s not exactly cheap. If you are planning on visiting, understanding the affordable Bali living costs is essential. This guide will walk you through a typical monthly budget, covering everything from accommodation and food to transportation and leisure, ensuring you know exactly how much money you need to live comfortably in Bali. Whether you’re a digital nomad, retiree, or just someone looking for a long-term escape, Bali offers a cost-effective haven without sacrificing quality of life.

Bali Visa Options

Tourist Visa: Bali offers a Visa on Arrival (VOA) valid for 30 days ($35), with a single extension option for an additional 30 days. In total, you can stay for a maximum of 60 days on a tourist visa.

Limited Stay Permit (KITAS) with Sponsorship: This visa is typically valid for two years, with renewals possible.

• Retirement: Must be 55 years of age, have valid health insurance, and a copy of rental lease in Bali.
• Marriage: This requires you to be married to an Indonesian citizen or someone with permanent residency (ITAP/KITAP) in Indonesia.
  

Unveiling Affordable Living: Your Bali Accommodation Guide

Bali beckons budget-conscious travelers with its vibrant culture and stunning scenery. Finding a comfortable and affordable place to stay is key to enjoying your extended stay. Here’s a breakdown of Bali’s accommodation options to suit your needs:

Budget-Conscious Choices:

• Homestays: Immerse yourself in local life with a family-run homestay. Expect a cozy room, sometimes with meals included, at a friendly price. Prices typically start around $400 USD per month.
• Hostels: A social and budget-friendly option for solo travelers or those seeking a clean, basic place to stay. Prices can start as low as $380 USD per month.
• Guest Houses: Offering a step up from hostels, guesthouses often have private bathrooms and shared living areas.Prices generally range from $350 USD to $450 USD per month.

Mid-Range Comfort:

• Studio Apartments: These self-contained units provide a comfortable living space with a kitchenette or basic cooking facilities. Prices typically start around $400 USD per month and go up to $500 USD depending on location and amenities (like a pool).
• Hotels: Find comfort and convenience at a variety of hotels in Bali. Decent options typically start from $800 USD per month (includes Wi-Fi, electricity, and possibly breakfast).

Luxury Splurges:

• Luxury Villas: For ultimate indulgence, Bali boasts stunning private villas with pools, gardens, and staffed services. Prices start from $1,000 USD per month and upwards.

Bali’s Food Options: A Guide to Monthly Food Costs

Budget-Friendly Feasts (Under $300 USD per Month):

• Street Food: If your brave, you can Savor the flavors of Bali through street food delights. Expect to spend around $2-5 USD per meal, including options like Nasi Goreng (fried rice), Sate skewers, and Martabak pancakes.
• Warung Regular: Become a familiar face at local warungs. Daily meals with rice, vegetables, and meat can range from $3-5 USD per plate.
• Markets: Explore local markets for fresh ingredients. Stock up on fruits, vegetables, and even cooked dishes for a fraction of restaurant prices.
• Cooking at Home: Consider renting a place with a basic kitchen. Buying groceries and preparing meals can be a cost-effective option, especially for long stays.

Moderate Options ($300-$600 USD per Month):

• Warung Plus: Along with warungs, explore small cafes and restaurants offering local and Western cuisine. Expect meals to range from $5-10 USD per plate.
• Occasional Splurges: Treat yourself to a nicer restaurant or beachfront dining experience a few times a month. These meals can range from $10-20 USD per person.

Luxury Dining (Above $600 USD per Month):

• Fine Dining Delights: Indulge in upscale restaurants with international menus and a sophisticated ambiance. Expect prices to start from $20 USD and go upwards per person.
• Beachfront Bliss: Savor stunning ocean views along with your meal at beachfront restaurants. Prices can be higher than in regular restaurants, ranging from $15-30 USD per person and upwards.

Understanding the cost of living in Bali is essential for planning your trip. This guide to monthly food costs will help you create a realistic monthly budget for Bali. Whether you’re looking for affordable Bali living costs or wondering how much money you need to live comfortably in Bali, these dining options ensure that living in Bali on a budget is entirely possible.

Bali Transit on a Budget: Grab vs. Motorbike

Bali’s beauty begs to be explored, but choosing how to get around can be tricky. Here’s a quick breakdown of two popular options for budget travelers:

Grab or GoJek:

• Convenience on Demand: Tap, book, and a Grab or GoJekcar or motorbike arrives at your doorstep. Perfect for navigating unfamiliar areas or escaping the midday sun.
• Rides with a Price Tag: Fares are upfront and cashless, ensuring transparency. However, costs can add up for frequent rides or longer distances.
• Luggage Friendly: No problem with suitcases or shopping bags. Ideal for day trips or exploring markets.

Motorbike:

• Freedom on Two Wheels: Explore hidden gems and off-the-beaten-path locations at your own pace. Feel the wind in your hair and truly connect with the Balinese landscape.
• Budget-Friendly Adventure: Daily rentals start around 65,000 IDR (around $4.00 USD). Perfect for budget travelers who crave an immersive experience.
• Test Your Skills: Traffic can be chaotic, especially in tourist areas. An international driver’s license is recommended, and experience is key for a safe ride. I don’t recommend this option, roads are busy.

When considering the cost of living in Bali, transportation is a key factor in your monthly budget for Bali. While Grab offers convenience and is luggage-friendly, motorbikes provide an affordable and adventurous option for living in Bali on a budget. Understanding your needs and comfort level will help you determine how much money you need to live comfortably in Bali while exploring its stunning landscapes.

Healthcare in Bali: Finding Quality Care at an Affordable Price

Public vs. Private Healthcare:

• Public Hospitals: Offer basic medical care at a very affordable cost. However, facilities might be limited, wait times can be long, and language barriers might exist.
• Private Clinics: These offer a wider range of services, shorter wait times, and often have English-speaking staff. Costs are significantly higher than public hospitals.

Finding the Right Care:

• Minor Issues: For minor ailments like headaches, stomachaches, or allergies, head to a local pharmacy. Pharmacists are qualified to dispense medication for common illnesses.
• Urgent Care: If you require more serious attention, private clinics are a good option. Many tourist areas have clinics catering to foreigners with English-speaking doctors.
• Serious Medical Issues: For emergencies or critical care, head to a major public hospital like Sanglah General Hospital in Denpasar. Be prepared for longer wait times and potential language barriers.

Travel Insurance:

• Highly Recommended: Investing in travel insurance is crucial for peace of mind. It covers medical expenses incurred during your trip, including hospitalization or doctor visits. Choose a plan that suits your needs and budget.

Staying Healthy:

• Preventative Measures: Pack basic medications for common ailments. Drink bottled water, avoid street food with questionable hygiene, and wear sunscreen to prevent heatstroke.
• Be Mosquito-Wise: Dengue fever is a concern in some areas of Bali. Use mosquito repellent and wear long sleeves and pants during dusk and dawn.

Understanding the cost of living in Bali includes knowing how to access affordable and quality healthcare. This guide helps you incorporate healthcare into your monthly budget for Bali, ensuring you can live comfortably and safely. Whether you’re living in Bali on a budget or just visiting, knowing how much money you need to stay healthy is crucial. I recommend Safety Wing Nomad Insurance to maintaining your well-being.

Beyond the Beach: Activities for Expats in Bali

Bali’s captivating charm goes beyond its stunning beaches. While the waves and sunshine are undeniable draws, expats also crave a fulfilling and active life on the island. Here’s a glimpse into some popular activities that expats enjoy in Bali, striking a balance between exploring the island and building a life:

Active Pursuits:

• Hiking Adventures: Lace up your boots and explore Bali’s volcanic peaks like Mount Batur for stunning sunrises or Mount Agung, the island’s highest point.
• Waterfall Chasing: Seek out hidden waterfalls like Tegenungan or Munduk for a refreshing dip amidst lush jungles.
• Snorkeling & Diving Paradise: Explore the vibrant coral reefs and diverse marine life teeming around Nusa Lembongan, Nusa Penida, or Menjangan Island.
• Learn to Surf: Catch some waves and experience the thrill of surfing at Bali’s world-famous beaches like Kuta, Canggu, or Uluwatu. Lessons and board rentals are readily available.

Embrace the Expat Community:

• Co-working Spaces: Many co-working spaces in Bali offer dedicated work areas, high-speed internet, and a chance to connect with other remote workers and entrepreneurs.
• Expat Groups & Events: Join online communities or attend social gatherings to connect with fellow expats, share experiences, and build friendships.
• Volunteer Opportunities: Give back to the community by volunteering your time or skills with local NGOs working on environmental conservation, animal welfare, or education projects.

Live Like a Local:

• Cooking Classes: Learn the secrets of Balinese cuisine by taking a cooking class. Discover exotic ingredients, master traditional dishes, and impress your friends at home.
• Staying Fit: Find a gym or fitness center that suits your needs. Many gyms in Bali offer modern equipment, a variety of group fitness classes, and personal training options. Stay active and maintain your fitness routine.
• Coffee Connoisseur: Indulge in Bali’s rich coffee culture. Explore local coffee plantations, sample freshly brewed Balinese Luwak coffee, and visit cozy cafes for a caffeine fix.

Explore the Island’s Beauty:

• Yoga Retreats (Optional): Find inner peace and rejuvenation at one of Bali’s many yoga retreats, offering classes, meditation sessions, and healthy meals in stunning locations.

Bonus:

• Check out some of Bali’s unique fitness options like Yoga classes, stand-up paddleboarding adventures, or even aerial yoga classes for a truly unforgettable experience.

Living in Bali on a budget doesn’t mean compromising on experiences. By incorporating these activities into your monthly budget for Bali, you can enjoy the island’s diverse offerings while maintaining a comfortable lifestyle. Whether you’re calculating the cost of living in Bali or figuring out how much money you need to live comfortably, these activities ensure you get the most out of your time on this enchanting island.

Average Monthly Cost of Living Budget in Bali

Crafting a monthly budget for Bali that reflects your desire for frequent social gatherings, delicious meals out, and exciting activities – all three times a week! While we’ve provided estimates around $2,000 USD, the true number lies in tailoring the costs to your preferences. Whether you crave a mid-range villa with a pool or prefer charming guesthouses, Bali caters to a range of budgets. Remember, delicious warungs and budget-friendly transportation options like motorbikes can free up funds for those nights out and social activities. Don’t forget to explore beyond the social scene – Bali’s cultural!. Cost of Goods & Everyday Items here.

Accommodations ———————————	Mid Range ———————	High Range ———————
Renting Airbnb Condo	$500-$700	$800-$1000
Renting Hotels	$800-$900	$1,000 +
Electric & Water Bill	Covered in Hotel / Airbnb	Covered in Hotel / Airbnb
Internet (Home Wi-Fi)	Covered in Hotel / Airbnb	Covered in Hotel / Airbnb
Phone (Telkomsel)	200,000 Rp ($6.30)	250,000 Rp ($6.30 4GB data per day )
Eating Out	$400	$650
Groceries	$75	$150
Transportation	$100	$200
Health Insurance	$92.40	$199
Visa	$35	$35 (Up to 30 Days)
Laundry Service	$15	$35
Gym (Monthly)	$85	$150
Shopping	$50	$100
Entertainment	$150	$300
Miscellaneous	$200	$400
AVERAGE MONTHLY TOTAL	About $2,000	$3025 +

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Bali Budget Guide Detailed Monthly Living Costs

Here’s a breakdown of my average monthly expenses for budget living in Bali, exclusively booking hotels for a month-long stay with my partner. We typically ate two meals a day, our hotel breakfast at majority of stays. Our grocery runs mainly consisted of beer, water, and a few snacks to enjoy in the room. For dinner, we dined out every night and enjoyed leisurely walks and beach time. I prioritized budget-friendly options for accommodation, ensuring a comfortable room with air conditioning and a private bathroom. We drank coffee and beer only occasionally on this trip.

Expenses ————————	My Monthly Cost ——————————	Description ———————
Flight In	$258	2 Tickets to Bali
Accommodation	$723	I Stayed 30 Days in 6 Different Hotels
Attractions	$156	water park, atv, swing
Laundry Bill	$14	Laundry Service
Phone – SmartFren	550k Rp ($33.75)	Monthly LTE Prepaid. 45GB
Eating Out	$500	Mix of local and restaurants.
Groceries	$80	Snacks + Beer + Toiletries
Transportation	$71	Grab Taxi
Health Insurance	$78	Travel Insurance
Visa	$35	$35 (30 Days)
Entertainment	$22	Massages
Coffee	$23	Cafes
Misc	$300	Travel / Random Expenses
AVERAGE MONTHLY TOTAL	$2,294

How Much Money Do I Need to Live Comfortably in Bali?

The average monthly cost of living in Bali can vary widely depending on your lifestyle choices. I would recommend you need about $2,500 – $3,000 month to live comfortably in Bali. For me Bali is a Pass and here are my 10 Reasons to skip Bali. However, if you’re seeking a more authentic Balinese experience Skip crowded Kuta/Seminyak. Canggu/Nusa Dua offer relaxed beaches, Ubud has art, dance, and rice terraces.

Comfortable Living ($2,000 USD + per month):

• Accommodation: Private rooms in guesthouses, comfortable mid-range villas with a pool (optional), or apartments (~ $500 – $900 USD per month)
• Food: Mix of eating at local warungs, trying out some cafes and restaurants, with occasional nights out (~ $300 – $400 USD per month)
• Transportation: Renting a motorbike or using Grab more frequently (~ $100 – $200 USD per month)
• Activities: Free temple visits, hikes, beach days, and minimal paid adventures.

Luxury Living (above $3,500 USD per month):

• Accommodation: Luxury villas with private pools, beachfront properties (~ $1,000+ USD per month)
• Food: Frequent dining at cafes, restaurants, and trying out high-end cuisine (~ $500+ USD per month)
• Transportation: Renting a car with driver or relying on taxis/Grab rides (~ $200+ USD per month)
• Activities: Regular spa treatments, high-end excursions, nightlife, and private tours.

Understanding the cost of living in Bali is essential for planning your stay, whether you’re living in Bali on a budget or seeking a more luxurious lifestyle. By creating a realistic monthly budget for Bali, you can ensure you have enough money to live comfortably and enjoy all that this beautiful island has to offer.

Conclusion of Affordable Bali Living Costs

Deciding how much money you need to live comfortably in Bali depends on your lifestyle choices and preferences. From budget-friendly options that cost around $2,000 USD per month to more luxurious living arrangements that can exceed $4,000 USD per month, Bali offers a range of living experiences. By understanding the costs associated with accommodation, food, transportation, and activities, you can tailor your budget to meet your needs. Whether you’re looking to enjoy Bali on a tight budget or indulge in a more comfortable and leisurely lifestyle, knowing your expenses will help you determine how much money you need to live comfortably in Bali.