Travel credit cards are constantly evolving, and in 2025 one card stands above the rest: the Capital One Venture X. With premium perks, flexible redemptions, and one of the best annual fee-to-benefits ratios in the industry, it has overtaken the Chase Sapphire Reserve as the best international travel credit card for most travelers. In this guide, I’ll break down why Venture X is my #1 pick, where Sapphire Reserve still holds value, and the best travel card combos to maximize your rewards both abroad and at home.