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Most retirees should budget $2,500–$3,000 per month for a comfortable lifestyle in Southeast Asia in 2026. While it’s possible to live on less, having around $3,000/month provides flexibility for healthcare, travel, inflation, and unexpected expenses. Based on the 4.5% rule, that means having roughly $660,000–$800,000 saved — or a reliable income source like Social Security or a pension that covers it.

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