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Over the years, I’ve stayed in everything from long-term condo rentals and Airbnbs to budget hotels booked through Agoda and branded hotel chains. Each has its place depending on the destination and length of the trip. But as I’ve traveled more throughout Asia, I’ve found myself booking hotels far more often. The combination of affordable rates, pools, gyms, daily housekeeping, complimentary breakfast, and hotel loyalty rewards has made them a better overall value for most of my travels. Today, I build my travel around three hotel credit cards that help me earn free nights, elite status, and valuable perks while keeping accommodation costs surprisingly low. In this guide, I’ll explain why I’ve shifted toward hotels, when I still choose an Airbnb, and the three cards that power my Asia travel strategy in 2026.

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